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	<title>Comments for PShouseblog.com</title>
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	<link>http://pshouseblog.com</link>
	<description>All About Palm Springs Californa Real Estate</description>
	<lastBuildDate>Mon, 09 Jan 2012 06:36:04 +0000</lastBuildDate>
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		<title>Comment on Foreclosure Can Mean Different Things &#8211; Depending Where You Live by bankruptcy attorney Baltimore</title>
		<link>http://pshouseblog.com/2011/06/22/foreclosure-can-mean-different-things-depending-where-you-live/#comment-971</link>
		<dc:creator><![CDATA[bankruptcy attorney Baltimore]]></dc:creator>
		<pubDate>Mon, 09 Jan 2012 06:36:04 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1364#comment-971</guid>
		<description><![CDATA[These days, it truly is difficult to determine whom to trust especially when it comes to money related concerns. In a world where eking out a living is a must, some will definitely take advantage of others that can lead to a financial crisis. Being keen and careful can help especially at first but in times when caught in a monetary mess and handling it alone is challenging, outside help from financial or legal advisers can definitely be a good idea.]]></description>
		<content:encoded><![CDATA[<p>These days, it truly is difficult to determine whom to trust especially when it comes to money related concerns. In a world where eking out a living is a must, some will definitely take advantage of others that can lead to a financial crisis. Being keen and careful can help especially at first but in times when caught in a monetary mess and handling it alone is challenging, outside help from financial or legal advisers can definitely be a good idea.</p>
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		<title>Comment on Buyers Guide To Purchasing a Short Sale by Buyers Guide To Purchasing a Short Sale « PShouseblog.com &#124; Property Guides</title>
		<link>http://pshouseblog.com/2011/10/04/buyers-guide-to-purchasing-a-short-sale/#comment-787</link>
		<dc:creator><![CDATA[Buyers Guide To Purchasing a Short Sale « PShouseblog.com &#124; Property Guides]]></dc:creator>
		<pubDate>Sun, 16 Oct 2011 22:01:30 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1500#comment-787</guid>
		<description><![CDATA[[...] is the original post: Buyers Guide To Purchasing a Short Sale « PShouseblog.com   This entry was posted in Short Sale Guides and tagged being-accepted, demands, estate-market, [...]]]></description>
		<content:encoded><![CDATA[<p>[...] is the original post: Buyers Guide To Purchasing a Short Sale « PShouseblog.com   This entry was posted in Short Sale Guides and tagged being-accepted, demands, estate-market, [...]</p>
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	<item>
		<title>Comment on Canadian Citizens- US Loans For You Available Again! by Today&#039;s top canadian mortgage and real estate news — Canadian Mortgage Hub</title>
		<link>http://pshouseblog.com/2011/10/05/canadian-citizens-us-loans-for-you-available-again/#comment-774</link>
		<dc:creator><![CDATA[Today&#039;s top canadian mortgage and real estate news — Canadian Mortgage Hub]]></dc:creator>
		<pubDate>Wed, 05 Oct 2011 19:19:53 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1507#comment-774</guid>
		<description><![CDATA[[...] Canadian Citizens- US Loans For You Available Again &#8230;  by psagent. Good news for Canadian buyers of US real estate. Our good friends at Pacific Premier bank are once again able to offer home loans for 2nd home purchases in the USA. Download the flyer. The details of this offer are as follows: &#8230; http://pshouseblog.com/ &#8212; Wed, 05 Oct 2011 09:58:38 -0700 [...]]]></description>
		<content:encoded><![CDATA[<p>[...] Canadian Citizens- US Loans For You Available Again &#8230;  by psagent. Good news for Canadian buyers of US real estate. Our good friends at Pacific Premier bank are once again able to offer home loans for 2nd home purchases in the USA. Download the flyer. The details of this offer are as follows: &#8230; <a href="http://pshouseblog.com/" rel="nofollow">http://pshouseblog.com/</a> &mdash; Wed, 05 Oct 2011 09:58:38 -0700 [...]</p>
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		<title>Comment on Schools In The Palm Springs Area by Golf With The Pros At The SilverRock Resort : The Golf Addict</title>
		<link>http://pshouseblog.com/schools/#comment-746</link>
		<dc:creator><![CDATA[Golf With The Pros At The SilverRock Resort : The Golf Addict]]></dc:creator>
		<pubDate>Fri, 09 Sep 2011 05:40:38 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/#comment-746</guid>
		<description><![CDATA[[...] the Pros Play at the SilverRock Golf ResortPalm Springs Golf 2ez 460cc Driver 12* MLH Reg ReviewsSchools In The Palm Springs Area {&quot;lang&quot;: &quot;en-US&quot;}   [...]]]></description>
		<content:encoded><![CDATA[<p>[...] the Pros Play at the SilverRock Golf ResortPalm Springs Golf 2ez 460cc Driver 12* MLH Reg ReviewsSchools In The Palm Springs Area {&quot;lang&quot;: &quot;en-US&quot;}   [...]</p>
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		<title>Comment on What is A QRM? by Manhattan Beach Green Realtor</title>
		<link>http://pshouseblog.com/2011/08/03/what-is-a-qrm/#comment-723</link>
		<dc:creator><![CDATA[Manhattan Beach Green Realtor]]></dc:creator>
		<pubDate>Thu, 25 Aug 2011 04:07:32 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1408#comment-723</guid>
		<description><![CDATA[Increasing down payment requirements, whatever our personal feelings:

1) Decreases debt capital available for housing

2) Decreases systemic financial risks in mortgage markets

Everyone has a value judgment as to which of those is more important. My personal take is that government should skew markets one way, or another. Subsidizing debt capital over equity capital just induces more people to become indebted, raising systemic risks. Just as in physics every force has an equal and opposite counter-force; in economics, every policy forcing function has consequences.]]></description>
		<content:encoded><![CDATA[<p>Increasing down payment requirements, whatever our personal feelings:</p>
<p>1) Decreases debt capital available for housing</p>
<p>2) Decreases systemic financial risks in mortgage markets</p>
<p>Everyone has a value judgment as to which of those is more important. My personal take is that government should skew markets one way, or another. Subsidizing debt capital over equity capital just induces more people to become indebted, raising systemic risks. Just as in physics every force has an equal and opposite counter-force; in economics, every policy forcing function has consequences.</p>
]]></content:encoded>
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		<title>Comment on Solar Highways by Manhattan Beach Green Realtor</title>
		<link>http://pshouseblog.com/2011/08/07/solar-highways/#comment-720</link>
		<dc:creator><![CDATA[Manhattan Beach Green Realtor]]></dc:creator>
		<pubDate>Tue, 23 Aug 2011 05:38:48 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1426#comment-720</guid>
		<description><![CDATA[Nuts! This would be wonderful. Love this kind of out-of-the-box thinking! Turning energy radiating asphalt into energy absorbing, and harnessing, solar fields would truly transform civilization.]]></description>
		<content:encoded><![CDATA[<p>Nuts! This would be wonderful. Love this kind of out-of-the-box thinking! Turning energy radiating asphalt into energy absorbing, and harnessing, solar fields would truly transform civilization.</p>
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		<title>Comment on Buyers In Home Owners Associations Beware by psagent</title>
		<link>http://pshouseblog.com/2011/07/07/buyers-in-home-owners-associations-beware/#comment-701</link>
		<dc:creator><![CDATA[psagent]]></dc:creator>
		<pubDate>Sun, 31 Jul 2011 17:01:32 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1401#comment-701</guid>
		<description><![CDATA[Exactly - I am seeing HOA&#039;s in my area place things into collection once they are 3 months behind.  Gone are the days of them waiting a year to collect.  I warn all my sellers too.

Thanks for reading.  Michael]]></description>
		<content:encoded><![CDATA[<p>Exactly &#8211; I am seeing HOA&#8217;s in my area place things into collection once they are 3 months behind.  Gone are the days of them waiting a year to collect.  I warn all my sellers too.</p>
<p>Thanks for reading.  Michael</p>
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		<title>Comment on Developing Trends In Real Estate Buying by Manhattan Beach Agent</title>
		<link>http://pshouseblog.com/2010/12/11/developing-trends-in-real-estate-buying/#comment-698</link>
		<dc:creator><![CDATA[Manhattan Beach Agent]]></dc:creator>
		<pubDate>Sat, 30 Jul 2011 20:21:02 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=993#comment-698</guid>
		<description><![CDATA[Being part of the Gen Y group, I have to say that things are different for us, in general, than for our parents and grandparents, from whom values of home ownership derived. Graduating college with ~ $100,000 in student loans, coupled with $20,000 in credit card balances makes it tough to purchase real estate on starting salaries that range from $30,000 to $50,000 in most areas of the country, if not less. It takes 10 years, sometimes more, after graduation before balance sheets are clear and net worth at zero! These are the game changers that face the future of our housing markets...]]></description>
		<content:encoded><![CDATA[<p>Being part of the Gen Y group, I have to say that things are different for us, in general, than for our parents and grandparents, from whom values of home ownership derived. Graduating college with ~ $100,000 in student loans, coupled with $20,000 in credit card balances makes it tough to purchase real estate on starting salaries that range from $30,000 to $50,000 in most areas of the country, if not less. It takes 10 years, sometimes more, after graduation before balance sheets are clear and net worth at zero! These are the game changers that face the future of our housing markets&#8230;</p>
]]></content:encoded>
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	<item>
		<title>Comment on Real Estate Flippers Become Landlords by Manhattan Beach Agent</title>
		<link>http://pshouseblog.com/2010/08/11/real-estate-flippers-become-landlords/#comment-697</link>
		<dc:creator><![CDATA[Manhattan Beach Agent]]></dc:creator>
		<pubDate>Sat, 30 Jul 2011 20:17:48 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=653#comment-697</guid>
		<description><![CDATA[Many markets are reaching a sweet spot with respect to rental rates, rental growth rates, and property values. Increasingly attractive cash-on-cash yields coupled with low transaction volumes, are making buy and hold strategies more popular.]]></description>
		<content:encoded><![CDATA[<p>Many markets are reaching a sweet spot with respect to rental rates, rental growth rates, and property values. Increasingly attractive cash-on-cash yields coupled with low transaction volumes, are making buy and hold strategies more popular.</p>
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		<title>Comment on Buyers In Home Owners Associations Beware by Manhattan Beach Agent</title>
		<link>http://pshouseblog.com/2011/07/07/buyers-in-home-owners-associations-beware/#comment-696</link>
		<dc:creator><![CDATA[Manhattan Beach Agent]]></dc:creator>
		<pubDate>Sat, 30 Jul 2011 20:15:39 +0000</pubDate>
		<guid isPermaLink="false">http://pshouseblog.com/?p=1401#comment-696</guid>
		<description><![CDATA[Buyers must also beware that it is becoming more common for HOA&#039;s to place liens on properties for unpaid dues, and they are actually increasingly moving to foreclosure to collect!]]></description>
		<content:encoded><![CDATA[<p>Buyers must also beware that it is becoming more common for HOA&#8217;s to place liens on properties for unpaid dues, and they are actually increasingly moving to foreclosure to collect!</p>
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